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Funding Pips Trading Rules Explained and Coupon Code AUDIT
Explore the complete Funding Pips trading rules, including profit targets, drawdown limits, news trading, weekend holding, payouts, and account model differences. Learn how to use the Funding Pips coupon code AUDIT to claim the available discount at checkout.
Funding Pips Trading Rules Explained and Coupon Code AUDIT
Funding Pips offers several trading models designed for different trading styles, risk preferences, and payout expectations. Before purchasing an account, traders should understand that the profit targets, drawdown limits, minimum trading days, consistency requirements, and payout schedules vary between models.
Traders can also enter the Funding Pips coupon code AUDIT during checkout to receive the available discount on eligible account purchases.
This guide explains the important Funding Pips trading rules, including the latest rules for 1 Step Flex, 2 Step Standard, 2 Step Flex, 2 Step Pro, and FundingPips Zero accounts.
Funding Pips Account Rules Overview
| Account Model | Profit Target | Daily Loss Limit | Maximum Loss | Minimum Trading Days | Profit Split |
|---|---|---|---|---|---|
| 1 Step Flex | 12% | 3% | 12% | None | 85% |
| 2 Step Standard | 8% and 5% | 5% | 10% | 3 days per phase | Up to 100% |
| 2 Step Flex | 10% and 6% | 4% | 12% | Depends on selected split | Up to 95% |
| 2 Step Pro | 6% and 6% | 3% | 6% | 1 day per phase | 80% |
| FundingPips Zero | No evaluation | 3% | 5% trailing | 7 profitable days for rewards | 95% |
The exact conditions depend on the account model selected at checkout. Traders should therefore compare the models instead of assuming that one set of Funding Pips rules applies to every account.
Funding Pips 1 Step Flex Rules
The 1 Step Flex account has a single evaluation phase. Traders must reach a 12% profit target while respecting a 3% daily loss limit and a 12% maximum loss limit.
There are no minimum trading days and no fixed time limit for completing the evaluation. After passing, traders receive access to a Master Account with an 85% profit split and bi-weekly reward requests.
Main 1 Step Flex conditions include:
- 12% evaluation profit target
- 3% daily loss limit
- 12% static maximum loss limit
- No minimum trading days
- No maximum time limit
- 30-day inactivity limit
- 85% profit split
- Bi-weekly reward cycle
- Minimum reward request of 1% of the account size
Funding Pips also uses a Profit Concentration Policy. When one trade idea produces more than 60% of the evaluation profit target, the resulting Master Account may require four profitable trading days before each reward request.
Funding Pips 2 Step Standard Rules
The 2 Step Standard model uses two evaluation phases. The current Phase 1 profit target is 8%, while the Phase 2 target is 5%. Funding Pips discontinued the previous 10% Phase 1 target for new Standard accounts on July 24, 2026.
Traders must complete at least three trading days in each phase.
The main rules are:
- Phase 1 profit target: 8%
- Phase 2 profit target: 5%
- Minimum trading days: 3 per phase
- Daily loss limit: 5%
- Maximum loss limit: 10%
- Inactivity limit: 30 days
- No overall time limit for completing the evaluation
The maximum loss is static and calculated from the starting account balance. Both closed losses and floating losses count toward the daily and maximum loss calculations.
2 Step Standard Reward Options
Funding Pips allows traders to select different reward cycles:
| Reward Cycle | Profit Split | Main Requirement |
|---|---|---|
| Weekly | 60% | Request after 7 calendar days |
| Bi-weekly | 80% | Request after 14 calendar days |
| Monthly | 100% | Request after 30 calendar days |
| On Demand | 90% | 35% consistency score and 2% minimum profit |
The 35% consistency score applies specifically to the On Demand reward option. It means that the trader’s highest-profit day cannot represent more than 35% of the total profit accumulated for that reward request.
Funding Pips 2 Step Flex Rules
The 2 Step Flex model combines larger drawdown limits with a choice between an 85% and 95% profit split.
Traders must reach a 10% target in Phase 1 and a 6% target in Phase 2. The account has a 4% daily loss limit and a 12% maximum loss limit.
Traders can choose between:
- An 85% profit split with no minimum trading days
- A 95% profit split requiring three profitable days of at least 0.5% each
The selected reward structure is locked for the life of the account, so traders should compare both options before purchasing.
The main conditions include:
- Phase 1 target: 10%
- Phase 2 target: 6%
- Daily loss limit: 4%
- Maximum loss limit: 12%
- 85% or 95% profit split
- Bi-weekly reward cycle
- 30-day inactivity limit
- Risk-per-trade-idea restrictions on certain Master Account sizes
On Master Accounts, the risk-per-trade-idea limit is 3% for qualifying $25,000 accounts and 2% for accounts above $25,000. Correlated positions and positions opened in the same direction may be grouped together as one trade idea.
Funding Pips 2 Step Pro Rules
The 2 Step Pro model has tighter loss limits but lower profit targets.
Traders must reach a 6% profit target in both phases and complete at least one trading day per phase. The account has a 3% daily loss limit and a 6% static maximum loss limit.
The main rules are:
- Phase 1 profit target: 6%
- Phase 2 profit target: 6%
- Minimum trading days: 1 per phase
- Daily loss limit: 3%
- Maximum loss limit: 6%
- Inactivity limit: 30 days
- Weekly rewards
- 80% profit split
- Minimum reward request: 1% of the account size
The weekly reward cycle begins after the trader’s first executed trade on the Master Account. Once a reward is successfully processed, the cycle resets.
FundingPips Zero Rules
FundingPips Zero gives traders direct access to a Master Account without completing an evaluation. However, it has stricter risk-management and consistency requirements.
The account offers a 95% profit split with bi-weekly reward requests.
Important FundingPips Zero rules include:
- No evaluation phase
- 3% daily loss limit
- 5% maximum trailing loss limit
- 1% maximum open-risk limit
- 3% risk per trade idea below $50,000
- 2% risk per trade idea at $50,000 and above
- Seven profitable days within a rolling 30-day period
- Each profitable day must generate at least 0.25%
- Maximum 15% consistency score
- 30-day inactivity limit
- 95% profit split
- Bi-weekly rewards
The Zero account uses a trailing maximum loss. It follows the account’s highest recorded equity and locks at the original account balance after the trader reaches 5% profit.
How Funding Pips Calculates Daily Loss
For most Funding Pips models, the daily loss limit is calculated using the higher value between the account’s opening balance and opening equity at the beginning of the trading day.
Both closed losses and floating losses are included.
For example, suppose a trader starts the day with:
- Opening balance: $100,000
- Opening equity: $102,000
- Daily loss limit: 5%
Because the opening equity is higher, the daily loss limit is calculated from $102,000. A 5% daily limit would equal $5,100.
The daily loss calculation resets at 00:00 platform time, which Funding Pips identifies as UTC+3.
News Trading Rules
Funding Pips news trading rules depend on the account model and whether the trader is in an evaluation or Master Account.
During Evaluation
Traders using 1 Step Flex, 2 Step Standard, 2 Step Flex, or 2 Step Pro accounts may hold positions during news events in the evaluation stage. However, deliberately opening or closing trades to exploit high-impact news volatility is prohibited.
On Master Accounts
On standard Master Accounts, profits from positions opened or closed within five minutes before or five minutes after a high-impact news event may be removed.
The restriction normally applies only to instruments connected to the affected currency. Funding Pips uses red-folder events from Forex Factory as its official reference.
A swing-trading exception applies when a position was opened at least five hours before the high-impact event. In that situation, the profit may still count even when the trade is closed during the restricted window.
FundingPips Zero News Rule
FundingPips Zero has stricter news rules. Traders cannot open, close, or hold affected positions during the restricted high-impact news window.
For scheduled announcements, the restricted period runs from 10 minutes before the event until 10 minutes after it. Breaking this rule can result in immediate account closure.
Weekend Holding Rules
Weekend holding is currently allowed during the evaluation phases of the standard Funding Pips models.
However, since January 29, 2026, weekend holding has been temporarily restricted on standard Master Accounts. Positions that remain open at Friday’s market close may be automatically closed by the system. This automatic closure is not treated as a hard breach on the standard models.
FundingPips Zero accounts have a stricter rule. All positions must be closed before Friday’s market close, and holding a position over the weekend can result in immediate account termination.
Inactivity Rule
Funding Pips accounts generally have a 30-day inactivity limit.
To keep an account active, the trader must complete at least one trade within every 30-calendar-day period. A trade must be fully closed to count as activity. Simply leaving a position open does not reset the inactivity timer.
Expert Advisors and Automated Trading
Funding Pips permits third-party Expert Advisors when they are used only for trade management or risk management.
Using a third-party EA to generate trades automatically may result in account closure or denial of an evaluation or reward. Traders using a personally developed EA may be required to provide proof that they own the strategy and source code.
Copy trading between accounts belonging to different traders and allowing a third party to manage an account are prohibited.
Prohibited Trading Strategies
Funding Pips prohibits strategies that attempt to exploit platform delays, pricing errors, or simulated execution conditions.
Restricted activities include:
- Latency arbitrage
- High-frequency trading intended to exploit the server
- Server spamming
- Tick scalping
- Reverse arbitrage
- Opposite-account trading
- Long-short arbitrage
- Execution-delay exploitation
- Copy trading between different traders
- Third-party account management
- Hedging intended to manipulate evaluation results
- Churning and burning accounts
Using a prohibited strategy can lead to immediate account termination and removal of profits.
Funding Pips Coupon Code AUDIT
Traders purchasing a new account can enter the Funding Pips coupon code AUDIT at checkout to claim the available discount on eligible purchases.
How to Apply Funding Pips Code AUDIT
- Visit the Funding Pips website.
- Select the preferred account model.
- Choose the account size and trading platform.
- Continue to the checkout page.
- Find the coupon or promotional-code field.
- Enter AUDIT exactly as written.
- Apply the code.
- Confirm that the price has been reduced before completing payment.
The final discount and eligible account models will be displayed during checkout.
Who Should Consider Funding Pips?
Funding Pips may suit traders who want several evaluation structures rather than one fixed challenge model.
The 1 Step Flex model may appeal to traders who prefer one evaluation phase and no minimum trading days. The 2 Step Standard model offers flexible reward schedules, while 2 Step Pro provides lower profit targets with tighter risk limits.
The 2 Step Flex model provides higher maximum loss room and the option of a 95% split. FundingPips Zero may be more suitable for experienced traders who want to skip the evaluation but can follow stricter consistency, risk, news, and weekend-holding rules.
Final Thoughts
Funding Pips provides multiple account models, but traders must carefully select the one that matches their risk-management approach.
The most important rules to monitor are the daily loss limit, maximum loss limit, profit target, news-trading restrictions, weekend-holding policy, inactivity period, and reward eligibility requirements.
Before placing an order, compare the account models and use the Funding Pips discount code AUDIT at checkout to receive the available saving on eligible accounts.
Because prop firm policies can be updated, always review the rules displayed for the selected model before completing the purchase.
